WHAT GARY OFFERS
Coverage Solutions for Every Need
Personalized guidance across all major insurance categories — no carrier bias, no pressure
Medicare Supplements (Medigap)
Original Medicare leaves gaps — deductibles, co-pays, and coinsurance that can add up fast.
Gary shops multiple carriers to find a Medigap plan that covers those costs at the right price.
Covers
Deductibles
Covers
Co-Pays
Plans
A–N
Multiple
Carriers
- Fills Medicare Part A & B cost-sharing gaps
- Predictable monthly premiums — no surprise bills
- Use any doctor who accepts Medicare, nationwide
Dental, Vision & Hearing
Medicare does not cover routine dental, eye exams, glasses, or hearing aids. Gary helps clients find standalone or bundled coverage so essentials do not become out-of-pocket burdens.
Dental
Care
Eye Exams &
Glasses
Hearing
Aids
Bundled
Options
- Routine cleanings, fillings, and major dental work
- Annual eye exams and allowance for frames or
contacts - Hearing evaluations and hearing aid benefits
Life Insurance
From covering final expenses to creating an estate or protecting a business, Gary structures life insurance solutions that match your exact situation — whether personal or commercial.
Final
Expense
Estate
Creation
Key
Person
Business
Purchase
- Final expense & estate creation for individuals
- Key person coverage for business owners
- Fund buy-sell agreements between business partners
Annuities
Gary guides clients through rollover options for IRAs, 401(k)s, and 403(b)s, as well as investment-grade annuities — helping turn retirement savings into reliable, tax-advantaged income.
IRA
Rollvers
401(k)
403(b)
Investment
Annuities
Tax advantaged
Income
- Seamless rollovers from IRAs, 401(k)s, and 403(b)s
- Fixed and indexed annuity options explained clearly
- Convert savings into guaranteed lifetime income